Singapore Car Depreciation Calculator
Because COE adds a fixed, non-recoverable cost to every car, depreciation here works differently from most other markets — and it's the single number that matters most when deciding whether to buy, sell, trade in, or hold. This calculator uses your purchase price, ARF paid, and COE dates to work out true annual depreciation, so you can compare any two cars on equal footing before you negotiate.
| Purchase price | — |
| Estimated value at deregistration (PARF rebate) | — |
| Total depreciation over remaining COE | — |
Annual depreciation = (purchase price − deregistration value) ÷ years of COE remaining. PARF bands step down as the car ages, so cars crossing the 5-year mark depreciate faster — verify your exact rebate on OneMotoring.
I'll give you an honest, no-obligation valuation alongside this estimate before you trade in or sell.
Common questions
Which PARF band applies to my car?
The rebate is a sliding percentage of your ARF based on the car's age at deregistration: 75% under 5 years, then stepping down 5% per year to 50% at just under 10 years. Deregister after 10 years (e.g. after a COE renewal) and the PARF rebate is forfeited entirely.
Why does my dealer's depreciation figure differ?
Listings usually quote depreciation off the asking price and assume deregistration exactly at COE expiry. Your actual figure moves with the price you really pay, your exact PARF rebate, and any COE rebate if you deregister early. This tool lets you control those inputs.
Does this include running costs?
No — depreciation is purely the capital cost of the car itself. Road tax, insurance, fuel, parking and servicing come on top. But depreciation is usually the single largest cost, which is why it's the comparison number that matters.